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My Retirement Plan

My Retirement Plan offers active plan members secure access to their personalized pension information online. Members can:

  • View their Annual Member Statement;
  • Use the Pension Projection Tool; and
  • View helpful retirement and financial planning resources.


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You may be eligible to purchase a period of prior service for time when you were away on an authorized leave for which you did not pay contributions to the TPP. Purchasing a period of prior service could increase your years of service and allow you to retire earlier or with a larger pension amount.

The following are examples of prior service purchases:

  • Periods of absence from your employment, e.g. maternity leave, parental leave or study leave.
  • Service for which you previously received a refund from the TPP.

You can purchase prior service:

  • Within one year of returning to work, you may pay the total of missed contributions plus interest (plus employer contributions, if applicable);
  • If you wait more than one year after the leave ends, you will have to pay either 50% or 100% of the actuarial cost of the prior service.

Under the Income Tax Act, a Plan member can purchase periods of absence up to a maximum total of five years, plus up to three more years for maternity or parental leave.

The cost of purchasing prior service:

The chart below explains the actuarial cost* and the percentage of contributions which Plan members are responsible to pay when purchasing prior service:

Type of Leave Percentage of contributions Percentage of actuarial cost
Maternity leave 100% 50%
Adoption leave 200% 100%
Parental leave 200% 100%
Study leave 100% 50%
An absence for taking an academic or professional course of study or engaging in an activity approved as an equivalent 100% 50%
Unpaid sick leave 100% 50%
Layoff 200% 100%
Compassionate Care leave 200% 100%
Any leave of absence not otherwise specified above 200% 100%

* The actuarial cost is the present value of the additional pension you will receive as a result of your purchase.

How to pay for purchasing prior service:

If the service is recognized under the TPP as a purchasable item, you may make payment with either a personal cheque to Nova Scotia Teachers’ Pension Plan or transfer the funds via a method acceptable under the Income Tax Act.