Get in Touch

Phone:
1.800.774.5070 (toll free in NS) or 902.424.5070

Hours: 
8 AM to 5 PM, Monday to Friday

Email:
pensionsinfo@nspension.ca

 

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My Retirement Plan

My Retirement Plan offers active plan members secure access to their personalized pension information online. Members can:

  • View their Annual Member Statement;
  • Use the Pension Projection Tool; and
  • View helpful retirement and financial planning resources.

 

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When you retire, your retirement income will come from three sources:

 

Government-sponsored pension plans:

When you retire, you may be entitled to receive pension benefits from the following government-sponsored pension plans:

  • Canada Pension Plan (CPP) - CPP provides you with a basic retirement income. It replaces approximately 25% of the employment earnings (up to the YMPE) on which you made contributions if you retire at age 65. CPP is paid monthly until death and is adjusted each January 1 to reflect increases in the cost of living. The CPP pension is taxable income.

As with most defined benefit pension plans in the country, the TPP is designed to work with CPP.

  • Old Age Security (OAS) - The OAS pension is a monthly payment available to most Canadians 65 years of age who meet the Canadian legal status and residence requirements. You must apply to receive it. In addition to the OAS pension, there is the Guaranteed Income Supplement (GIS).
  • Guaranteed Income Supplement (GIS) - If you live in Canada and you have a low income, GIS is a monthly non-taxable benefit that can be added to your OAS pension.

To learn more about these government-sponsored pension plans, please visit the Service Canada website: www.servicecanada.gc.ca.