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My Retirement Plan

My Retirement Plan offers active plan members secure access to their personalized pension information online. Members can:

  • View their Annual Member Statement;
  • Use the Pension Projection Tool; and
  • View helpful retirement and financial planning resources.


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All Nova Scotia licensed teachers who are employed in the public school system or by certain other employers (Atlantic Provinces Special Education Authority, Nova Scotia Teachers' Union & Canadian Teachers' Federation) are required as a condition of employment, to be members of the Teachers’ Pension Plan. This includes both permanent and substitute teachers. Instructional staff at the Nova Scotia Community College are also required to be members except for those who were previously members of the Public Service Superannuation Plan. The Province matches contributions made by public school teachers. Other employers match their employees' contributions.
As long as you are employed as a teacher you must contribute to the plan; however, you are not permitted to make contributions after you have 35 years of service.
Contribution Rates
• 11.3% payable on salary up to and including the YMPE; and
• 12.9% payable on salary in excess of the YMPE   

Example # 1 (salary greater than YMPE) ‐ The YMPE for 2017 is $55,300. If you earn $70,000 in 2017, your contributions to the Teachers' Pension Plan would be $8,145.20, and calculated as follows:

11.3% X $55,300 = $6,248.90
12.9% X ($70,000 ‐ $55,300) = $1896.30
Total Annual Contributions = $8,145.20

Example # 2 (salary less than YMPE) ‐ If you earn $40,000 in 2017, your salary would be less than the YMPE of $55,300. Therefore, your annual contributions would be $4,520.00, calculated as follows:

11.3% X $40,000 = $4,520.00
*  YMPE = Year's Maximum Pensionable Earnings.  The YMPE is a figure established by the Canada Pension Plan (CPP) on January 1 of each year.