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My Retirement Plan

My Retirement Plan offers active plan members secure access to their personalized pension information online. Members can:

  • View their Annual Member Statement;
  • Use the Pension Projection Tool; and
  • View helpful retirement and financial planning resources.


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Click here for Purchasing Pensionable Service Brochure.

Purchases of additional service are allowed under the Teachers' Pension Act and Regulations, but are also subject to the rules of Canada Revenue Agency (CRA). These rules are in addition to those of the pension plan. If the pension plan does not permit something, then it is still not permitted regardless of CRA's conditions.

There are three categories of purchases that you may be eligible to make. The first covers periods of absence from your employment as a teacher in Nova Scotia, e.g. maternity leave or study leave. The second covers other service when you were not a teacher in Nova Scotia, e.g. service as a teacher in another province.  The third is service for which you previously received a refund from the Nova Scotia Teachers' Pension Plan.

If service is recognized under the pension plan as a purchasable item, payment may be made by either a personal cheque or a transfer of funds from an RRSP depending upon CRA's regulations.

The member shall pay as contributions the following percentage of the actuarial cost of the pensionable service:

  • for maternity leave, 50%;
  • for adoption leave, 100%;
  • for parental leave, 100%;
  • for study leave, 50%;
  • for an absence for taking an academic or professional course of study or engaging in an activity approved by the Plan administrator as an equivalent, 50%;
  • for unpaid sick leave, 50%;
  • for layoff, 100%.

The "actuarial value" is determined using a somewhat complex mathematical formula which takes into account your salary, your age and other factors such as your projected mortality. The actuarial cost is the present value of the additional pension which you will ultimately be paid as a result of making the purchase. In general terms, the closer you are to retirement, i.e. the older you are, and the higher your salary, the higher the actuarial cost.